Klarna is a leading payment provider that lets you get what you love and pay when you like. To use Klarna to pay for your purchase, choose Klarna at checkout. After signing in, you’ll be able to choose to Pay in 4 interest-free payments or Pay Now.

Split your purchase into 4 equal payments. The first payment is collected at check out. The remaining 4 payments are collected every 2 weeks. You spread the cost over 6 weeks, with no interest or fees if you pay on time.

To use Klarna at a Tractor Supply store:

• Log in to the Klarna app and tap Pay in-store from your home screen
• Select Tractor Supply as the store you want to shop at
• Follow the prompts to create a digital card
• Add the card to your digital wallet (Apple or Google wallet)
• Set the digital card as your default card and complete your purchase

Your shopping bag of eligible items must be between $1 - $1,000. There is a minimum order amount of $35 for to use Klarna’s Pay in 4 but Pay Now is available for orders as small as $1.

If you need to return part or all of your order, simply follow our return instructions and make sure to take note of the tracking number. Log into your Klarna account, select “Report a return”, and Klarna will pause your statement.

As soon as we process your return, Klarna will send an adjusted statement and payment schedule. With a full return, Klarna will refund any payments collected and cancel any future scheduled payments. You are always able to monitor the status of your order in the Klarna app.

Yes. If you want to pay your next payment or full balance of a payment plan early, simply log into the Klarna app, go to the “Orders” page, and select “Payment Options.”

Klarna will automatically attempt to collect payments according to the option/payment method you entered at checkout. You can find out when your payments will be collected in the email that you received at the time of purchase or by logging into your Klarna account. If you need extra time to make a payment, simply log into the Klarna app, go to the “Orders” page, and select “Payment Options,” then “Extend due date.”

If your automatic payment fails, Klarna will try again 1-2 times to collect the payment. If these attempts also fail, you may be charged a late fee, and any unpaid amount will be added to the next planned payment. Your credit score will not be impacted by using Klarna’s payment products even if you have failed to pay on time.

When you choose to Pay in 4, Klarna may perform a soft credit check only. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

Depending on your chosen payment method, you may receive a pending charge for part or all of your purchase amount. Then when your order is shipped, your payment plan will start. Klarna will send notifications about any upcoming payments and to confirm when payments have been processed.

To sign up, you will need:

1. A US-issued debit or credit card
2. To be 18 years of age or over
3. An SMS-capable phone number
4. A US residential address

 Pay in 4 is currently unavailable for online and instore shoppers residing in New Mexico and Hawaii, in US Territories (excluding Puerto Rico), or at APO/FPO/DPO addresses.