REWARD OFFERS:

^‡New Cardmembers earn $20 in rewards with first qualifying purchase of $20+. Valid 7/13/26 - 8/9/26.

^‡Offer is valid for new accounts opened 7/13/26 - 8/9/26 and is subject to credit approval. To qualify, you must be a member of Neighbor’s Club and make a qualifying Tractor Supply purchase of $20 or more with your new TSC Store Card or TSC Visa Card between 7/13/26 - 8/9/26. Applicants who do not qualify for immediate approval may not receive the $20 Reward. Offer cannot be combined with any promotional credit purchase and does not apply to prior purchases. The $20 Reward will be awarded in the form of 2,000 Neighbor’s Club Points and will be deposited to your Neighbor’s Club account within 30 days of qualifying purchase. Limit one offer per New Account.

⁺5% in Rewards on Tractor Supply Purchases. TSC Visa Credit Cardmembers: 3% in Rewards at gas stations, grocery stores, and on veterinary service purchases plus 1% in Rewards on all other purchases.

⁺Subject to credit approval. Earn TSC Credit Card Rewards of 5 points per $1 spent (i.e., 5% back) on eligible Tractor Supply purchases in-store, online, and on the Tractor Supply App. Rewards are not earned on promotional credit purchases. Earn TSC Visa Card Rewards of 3 points per $1 spent (i.e., 3% back) on eligible purchases made at gas stations, grocery stores, and on veterinary services, subject to Visa merchant classifications (e.g., warehouse clubs may not be considered gas stations or grocery stores). Earn TSC Visa Card Rewards of 1 point per $1 spent (i.e., 1% back) on other eligible purchases. Additional exclusions apply. See Neighbor's Club Terms and Conditions for details.

FINANCING OPTIONS:

^*No interest if paid in full within the promotional period.

6 Months Special Financing on purchases of $199 or more.

12 Months Special Financing on purchases of $399 or more.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

^*Subject to credit approval for qualifying purchases using a TSC Store Card or TSC Visa Card at Tractor Supply. As of December 16, 2025, Purchase APR: variable 25.66% - 32.49% or non-variable 25.99%. Minimum interest charge: $2.00. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice. May not be combined with any other credit promotion offer. Purchase requirement before taxes, fees and other discounts and must be made in a single transaction.

^**Major Purchase Plans

36 Months - 3.99% APR Financing on purchases of $1,599 or more

^** With credit approval for qualifying purchases using your TSC Store Card or TSC Visa Card at Tractor Supply. 3.99% on purchases of $1,599 or more until balance is paid in full. Minimum interest charge: $2.00. Additional monthly payments may be required if you have other balances or late payments. See card agreement for details. Offer valid for consumer accounts in good standing. May not be combined with any other credit promotion offer. Purchase requirement before taxes, fees and other discounts and must be made in a single transaction.

NEIGHBOR'S CLUB PREFERRED PLUS NEIGHBOR MEMBER BENEFITS:

^◊Preferred Plus Neighbor's Club members receive 3 credits per quarter to redeem for one of the listed benefits (Pet Wash, Trailer Rental, Free Delivery). Each benefit requires one credit per use. Free Pet Wash is available at participating Tractor Supply locations. Contact local store for availability. Free Trailer Rental (full day) not available in all locations. Heavy-Duty and Dump Trailers are not eligible for the Free Trailer Rental credit. Contact local store for details. Free Delivery available for select items only. See product or shipping details for eligibility. See Neighbor's Club Terms & Conditions for details.

NO ANNUAL FEE DETAILS:

^†As of December 16, 2025, the APR for purchases is 32.49%, APR for balance transfers is 32.49%, and the APR for cash advances is 32.49%. These APRs will vary with the market based on Prime Rate. The Minimum Interest Charge is $2.00. The cash advance fee is 5% of each transaction; minimum $10. The balance transfer fee is 5% of each transaction, minimum $10, and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.

^††As of December 16, 2025, the APR for purchases is 32.49%. This APR will vary with the market based on Prime Rate. The Minimum Interest Charge is $2.00. See card agreement for details.